فیش حقوق بازنشستگان تامین اجتما عی

DO YOU KNOW SOCIAL SECURITY ORGANIZATION OF IRAN

History of social security organization in Iran: In 1930, the first step was taken for insuring workers against work- connected accidents. By establishing this organization in 1975the number of insured people and type of supports increasingly expanded. Statistics in this area have been compiled and presented as registers included in the Statistical Yearbook since 1966.Medical Services Insurance Organization, This Organization was established according to the Public Medical Services Insurance Act approved in 1994. Statistics in this area prepared and presented as registers have been accessible since 1994.It should be noted that the Medical Services Insurance Act for government employees was approved in 1972 and administered by the Ministry of Health of the time from 1975.The Iranian Constitution mandates the government to protect all elderly; Iran has thus developed an extensive pension system that is composed of contributory and noncontributory schemes, which together cover 50 percent of the labor force and close to 60 percent of the elderly population. Contributory systems are defined-benefit with pay-as you-go financing. The Social Security Organization (SSO) is the largest fund, mainly covering workers in the formal private sector and workers retaining government contracts. It currently has 6 million contributors and 1.14 million individuals receiving old age, disability, or survivor pensions. The Social Security Organization was established in I952 to provide pensions, unemployment insurance, and health insurance to workers in the private sector-including the self-employed and voluntary contributors-and to contractual workers from the public sector. The SSO is an autonomous institution attached to the Ministry of social security and welfare. Today the binding law for the institution is the 1975 Social Security Law, which has been amended several times since 1994. The SSO provides a wide array of benefits that can be grouped into three categories: cash assistance and compensation, pensions, and health services. Cash assistance and compensation include maternity, sickness, and family allowances; grants for marriage and for funeral expenses; lump sum transfers for physical disability; and unemployment benefits.16 Pension benefits include old-age, disability, and survivor pensions. In addition, the SSO offers outpatient and inpatient health services for the insured and the family of the insured. Today there are close to 1.2 million pensioners in the SSO receiving pension payments equivalent to 5,875 billion. Sixty percent of these expenditures are related to old-age pensions, 33 percent to survivor pensions, and only 7 percent to disability. The system offers high replacement rates across all income levels. Take the case of individuals who enter the system today and contribute for 30 years. If current minimum pensions and ceilings on contributions are assumed to be constant in real terms, then the majority of individuals, regardless of their income, would receive a replacement rate of 100percent. Investments policies: The SSO investment policy is in principle proposed by the High Council of the SSO and executed by the Managing Director of the SSO in coordination with its Board of Directors. The High Council is responsible for setting the general framework of the investment policy (e.g., limits of investment risks, classes of assets where the SSO can invest) and for defining the annual operations budget. Investment policies need to take into consideration the SSO’s triple mandate: i) to provide health, unemployment, and pension benefits to its members; ii) to support social development e.g. through  investments in housing; and iii) to support economic development e.g., through the financial support of national projects. The Managing Director and the Board of Directors execute these policies through the Deputy of Economic and Investment Affairs of the SSO and the managers of the different companies directly owned by the SSO-including ...